C2 Financial Corp - Vero Beach, Florida Office
Clay Collins of C2 Financial Corp - Vero Beach, Florida Office, specializes in providing residential mortgage financing in Indian River County and throughout the State of Florida. Whether you are purchasing a home or refinancing your current residence, he can help you. First-time homebuyers or experienced real estate investors can benefit from his extensive knowledge of mortgage lending. His office is located at 1054 20th Place, in the Ameriprise Financial Services office, directly across from the Vero Beach City Hall. He has been a resident of Vero Beach for over 52 years and has 36 years of residential mortgage lending experience. Clay shops interest rates, lender's fees, and loan programs from approximately 125 lenders across the nation. The Vero Beach office of C2 Financial Corporation offers the following loan products/programs:
1. Conventional
2. FHA
3. VA
4. First-time homebuyer
5. Down payment assistance programs
6. Jumbo
7. Reverse Mortgages
8. USDA Rural Housing
9. Renovation loans for Conventional, FHA, VA, and USDA
10. Non-qualified mortgage loans - bank statement loans for self-employed borrowers who may not show all of their income (always popular), fix and flip for real estate investors, debt-service coverage ratio loans for borrowers looking to purchase investment properties and want the rental income used to qualify for the loan (very popular), non-warrantable condominium loans for developments that do not meet the guidelines of Fannie Mae/Freddie Mac (very big in Florida), Foreign National loans (also big in Florida)
11. Commercial real estate loans
12. Hard money loans, from private investors, for investors looking to purchase or refinance residential investment properties or commercial properties. Not for use with owner-occupied primary or second homes
13. Home equity lines of credit or fixed rate home equity loans
Contact Clay Collins today to discuss your mortgage loan options and find out which program best fits your needs.